Legal
Effective date: 28 March 2026
These Terms & Conditions ("Terms") govern your participation in the Ledge waitlist. By submitting your email address, you agree to these Terms.
Ledge is a personal finance application currently in development. The Service is operated by an individual who may be trading as a sole trader, or through a registered business entity, depending on the stage of business formation at the time you engage with the Service ("we", "us", "our", "the Operator"). Reference to "Ledge", "we", or "the Operator" in these Terms means that individual and any entity through which the Service is operated, as applicable.
The Ledge waitlist is open to Australian residents only. By submitting your email address, you confirm that you are based in Australia.
You also confirm that:
Joining the waitlist does not create an account, guarantee access to the app, guarantee any particular pricing, or create any contractual obligation between you and the Operator beyond these Terms.
We will use your email address to send:
We will not spam you. All emails include an unsubscribe link and comply with the Spam Act 2003 (Cth). You can unsubscribe at any time.
We make no representations or warranties regarding:
The Operator reserves the right to modify, delay, or cancel the launch of Ledge at any time without notice or liability. If the Ledge project is permanently discontinued, waitlist email addresses will be deleted within 90 days of that decision, in accordance with our Privacy Policy.
All content associated with the Ledge Service — including the name, logo, design, and written content — is owned by or licensed to the Operator and is protected under Australian intellectual property law. You may not reproduce or use any of it without the Operator's written permission.
6.1 To the maximum extent permitted by the Competition and Consumer Act 2010 (Cth) (including the Australian Consumer Law), the Australian Consumer Law (Vic), and all other applicable law, neither the Operator nor any individual associated with the development or operation of Ledge will be liable for any direct, indirect, incidental, consequential, or special loss or damage arising from:
6.2 The Operator is an individual operating a pre-launch product. The waitlist involves no financial transaction and no service delivery. Data collected is limited to your email address and the analytics and security signals described in our Privacy Policy. Accordingly, the risk associated with joining the waitlist is minimal and the Operator's liability is limited accordingly.
6.3 Nothing in these Terms is intended to exclude, restrict, or modify any consumer guarantee, right, or remedy that cannot lawfully be excluded under the Australian Consumer Law, including under sections 60–62 of Schedule 2 of the Competition and Consumer Act 2010 (Cth).
By joining the waitlist, you agree to indemnify and hold harmless the Operator and any individuals associated with the development of Ledge from any claim, loss, damage, cost, or expense (including reasonable legal fees) arising from your breach of these Terms or your misuse of the waitlist.
We handle your personal information in accordance with our Privacy Policy and the Privacy Act 1988 (Cth). By joining the waitlist you acknowledge you have read and understood that policy.
These Terms are governed by the laws of Australia. Any disputes arising under these Terms will be subject to the jurisdiction of the courts of Australia.
If any provision of these Terms is found to be invalid, unenforceable, or illegal under applicable law, that provision will be severed from the Terms and the remaining provisions will continue in full force and effect.
We may update these Terms at any time. If we make material changes, we will notify waitlist members by email before the changes take effect. If you do not agree with the revised Terms, you may unsubscribe at any time.
For any questions about these Terms:
Email: founder@getledge.com.au